Hello my lovelys I thought I would right a more serious blog today highlighting the fact that not all of us can spend hundresd of pound on beauty products and clothes and here is something to help with us who need or want to bedget.
Not many people on this planet have a guzillion amounts of money and lots of fancy cars to drive around in.
Most of us have to live within our means and on a very tight budget. We are the sort of people that watch everyone else and wonder where they are getting all this amount of cash from and why do I not have rolls of it stashed around my house. I mean we are in a recession after all as the government keeps telling us, the idea of luxury living is having a small 1 bedroom apartment instead of these massive stately homes/mansions with acres of land and my love ferrari on the driveway.
Having a budget stops you as a person getting into huge amounts of debt as you know exactly what you have to spend and what you don’t. You know what you have to work with. You can set realistic goals of saving money incase of emergencies or just because and not have the hair pulling stress of having debt and not being able to afford bills.
Everyone wants and has a budget for different reasons there is no right or wrong, black or white way of saying step by step how to budget and what you should do. It is up to you as an individual what goal suits you best and what you are wanting to achieve.
Once you have paid all you bills and living costs:
CASH: Take out enough cash to last you one week. Leave that card of yours at home. I know me personally I kill my card off with all this online shopping and just quickly popping to the shops and walking out with half of boots makeup in stock. Just don’t do it leave it at home and the money you have for the week is what you can use on those products or shoes or whichever.
DOWNGRADE: Girls don’t worry this is not forever just for now whilst the money bag is tight. If you are buying high brand products like +CHANEL or +Clinique UK then just try switching to high street brands. Many of them do similar products which we can afford and there are plenty of places you can ask on social media what make up is best on the high street. This way you will be able to save enough so eventually you can afford the more expensive brands.
RESEARCH: Before you go out shopping have a look online on YouTube or Blogs or Social Networks and see what high street products people are raving about. That way you are not going out and going to go crazy buying lots of new products that you don’t know are worth it or not. Best place to check is online speak to people get advice.
Sorry for the serious blog guys, but a lot of you guys on my social media where asking me to right some advice on this topic :)
Let me know your thoughts on the matter and any tips you have.